About us
A lending institution, modernised.
Golu Leasing & Finance Co. Private Limited has been a New Delhi lender since 1992. We have taken the personal loan out of the branch and onto the phone — without taking the institution out of the lending.
A lending institution · est. 1992
Making access to credit simple.
Most people who need a small loan need it quickly and for a short while — a hospital bill, a school fee, a deposit that falls due a week before salary. We built our product for exactly that: ₹5,000 – ₹40,000, decided on your income and banking record, paid into your own account and repaid once on your due date.
The journey runs on Tap4Loan, our digital lending partner. The judgement, the sanction, the money and the responsibility stay with us. That is what being the lender of record means, and it is why our name — not a brand — appears on your Key Fact Statement and sanction letter.
We follow the Reserve Bank of India's Fair Practices Code and Digital Lending Directions in letter and in spirit: written terms, direct disbursal, a cooling-off period, courteous collections and a grievance process with the regulator at the end of it.
Guiding principles
What we hold ourselves to.
Prudence
We lend what a borrower can comfortably repay from salary, not the maximum we could.
Transparency
Every cost in writing before acceptance. If it is not in the Key Fact Statement, it is not charged.
Accessibility
A phone, PAN, Aadhaar and a bank account are enough. We look past a thin credit file to real income.
Customer focus
A named Grievance Redressal Officer, published timelines and the RBI Ombudsman beyond us.
Our journey
From 1992 to today.
1992
Incorporated in New Delhi
Registered under the Companies Act as Golu Leasing & Finance Co. Private Limited (CIN U74899DL1992PTC048349).
RBI registration
Non-Banking Financial Company
Holding Certificate of Registration No. B-14.01773 from the Reserve Bank of India.
Today
Fully digital personal lending
Short-term loans for salaried individuals, originated and serviced with our partner Tap4Loan, with us as lender of record on every account.
Registration details
On the record.
The facts a borrower, a regulator or a partner may want to verify.
- Legal name
- Golu Leasing & Finance Co. Private Limited
- Type
- Non-Banking Financial Company (NBFC)
- RBI Certificate of Registration
- B-14.01773
- Corporate Identity Number
- U74899DL1992PTC048349
- Incorporated
- 1992, New Delhi
- Registered office
- BM-5, East Shalimar Bagh, New Delhi – 110088
- Lending Service Provider
- Tap4Loan — SVR Tech Solutions Private Limited
- Grievance Redressal Officer
- Vikram Gupta · compliance@golufin.com · +91 93114 80935
Apply on Tap4Loan
Have a question for our team?
Write to us, call during office hours or walk through the grievance process. We answer.
Lender: Golu Leasing & Finance Co. Private Limited · RBI CoR B-14.01773