GolufinGolu Leasing & Finance
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Fraud advisoryGolufin never asks for an upfront fee, OTP or PIN to approve a loan. We lend only through Tap4Loan.Read the guidelines →

Regulatory disclosure

Digital lending, on the record.

The Reserve Bank of India's Digital Lending Directions require regulated lenders to publish who they lend through and what borrowers are entitled to. Here is both.

Digital lending platforms & LSPs

Where our loans are offered.

This list is complete. An offer in our name anywhere else is not from us.

PlatformEntityRoleLinks
Tap4Loan
www.tap4loan.com		SVR Tech Solutions Private Limited
CIN U62013DL2026PTC469048
B-7/106A, Safdarjung Enclave Extn., Nauroji Nagar, New Delhi – 110029		Lending Service Provider and digital lending platform: sourcing, onboarding, KYC facilitation, servicing and collections support for Golu Leasing & FinanceWebsitePartner detailsGrievance redressal

Lender of record for every loan: Golu Leasing & Finance Co. Private Limited, RBI CoR B-14.01773.

Your rights as a digital borrower

What the rules guarantee you.

  • Key Fact Statement before you accept

    A standardised statement of the loan amount, rate, APR, fees, penal charges, due date and grievance contacts — in writing, before consent.

  • Cooling-off period

    1 day from disbursal to exit by repaying principal and proportionate interest, with no penalty.

  • Direct disbursal and repayment

    Money moves only between your bank account and the lender's. No pass-through accounts, no third parties.

  • No hidden charges

    Nothing not in the KFS can be charged without your explicit consent. Fees payable to the LSP are paid by us, not by you.

  • No automatic increase in credit limit

    Your loan amount does not increase without a fresh request and your explicit consent.

  • Consent-based data, stored in India

    Only the data needed for the loan is collected, with your consent, and you can revoke it or ask for deletion as the policy allows.

  • A named Grievance Redressal Officer

    Vikram Gupta is responsible for complaints about us and about our LSP alike.

  • The RBI Ombudsman beyond us

    If unresolved after 30 days, take it to the Reserve Bank at cms.rbi.org.in.

Reporting an unregistered lending app

If an app or website offers loans in our name, or asks for money to release a loan, report it to compliance@golufin.com, to the RBI's Sachet portal and to the National Cyber Crime portal at cybercrime.gov.in (helpline 1930).

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Let’s get you the right loan.

₹5,000 – ₹40,000, decided on your income and banking record, with every cost written down before you accept.

Apply nowSee the loan

Lender: Golu Leasing & Finance Co. Private Limited · RBI CoR B-14.01773